There are a variety of down-payment assistance* options to explore that can help you as a potential homebuyer with low or moderate income purchase a home.

Washington State

The Home Advantage Loan program offered through Washington State Housing Finance Commission (WSHFC) includes:

• FHA, VA,**USDA and Conventional loans
• Property must be owner occupied/primary residence
• Home must be located in Washington state
• No first-time homebuyer requirement
• Income limits apply
• Homebuyer(s) must attend a homebuyer education class sponsored by the WSHFC

Texas State

The Texas State Affordable Housing Corporation (TSAHC) program provides down payment assistance, grants and 2nd lien options available up to 5% to cover down payment and closing costs.

• FHA, VA, USDA, Conventional Fannie Mae HFA Preferred, and Conventional Freddie Mac HFA Advantage
• Home loan programs for eligible heroes
• Programs for first-time homebuyers
• Income limits apply
• No first-time homebuyer requirement, programs for either

Disclaimer: *Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Fairway Independent Mortgage Corporation is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. ** VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway Independent Mortgage Corporation is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency